Privacy Policy

Information obligation RGPD
Web users / Mail / prospects

information or Additional:

As part of compliance with art. 13 and 14 of Regulation (EU) 2016/679 THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 27 April 2016 on the protection on natural person regarding the processing of personal data and the free circulation of such data and the Directive 95/46 / EC repealing (general protection regulation on data), We detail the duty of information already mentioned in the main information:

  1. RESPONSIBLE FOR TREATMENT

The data controller is:

CONSULTORIA FINANCIERO ACTUARIAL, hereinafter organization.

Number B-61642906

Registered address: C / Baixada de Blanes, 3 – 08023 – Barcelona

Direction of electronic Mail: info@quibus.es

 

  1. PURPOSE OF TREATMENT

In the organization we treat the information users to provide us to:

  1. Manage the relationship contractual consisting of prestation service.
  2. To respond to requests received.
  3. Will not generate any profile on your navigation therefore not be taken on automated decisions based on the same.
  4. Conduct market studies and statistics
  5. Manage potential incidents.
  6. Keep you informed through electronic mail or any other equivalent means all those products or services that have requested information.

 

  1. TERM OF CONSERVATION

Personal data will be maintained while maintaining the link with the organization. At the end of the same, the personal data processed in each of the purposes will be maintained during the legally foreseen periods or during the term that a judge or court may require them, considering the limitation period for legal actions. In the absence of that legal term, until the interested party requests his revokes the consent granted.

  1. legitimization TREATMENT

The data requested in the contact forms are mandatory data. Not fill them we cannot accommodate your request, with the system itself to detect and report no envoi message.

  1. RECIPIENTS transferal

no data transfers are planned.

We also inform you of the existence of Managers of Treatment, whose legitimacy of the treatment is the execution of the contract of the assignment and with which the due contract of access to data is signed by third parties. There is also due diligence when choosing only managers who offer enough guarantees to apply appropriate technical and organizational measures, so that the treatment complies with the requirements of the Regulation.

On the contrary, there are no international data transfers planned, neither by assignment nor by order of treatment.

  1. RIGHTS OF PERSONS INTERESTED

The users have the right to access their personal data, as well as to obtain without undue delay from our party the rectification of the inaccurate personal data that concerns them or by completing the personal data that are incomplete, including by means of an additional declaration.

Likewise, we inform you that you can request the deletion of your data when, among other reasons

  1. a) the personal data are no longer necessary in relation to the purposes for which they were collected or otherwise processed;
  2. b) the user withdraws the consent on which the treatment is based
  3. c) the user opposes the processing of their data
  4. d) the user senses or has received information that the personal data have been treated illicitly;
  5. e) personal data must be deleted for the fulfillment of a legal obligation established in the law of the Union or of the Member States that applies to the data controller;

In the following circumstances, you may request the limitation of the processing of your data:

  1. a) when the user challenges the accuracy of the personal data, during a period that allows the responsible to verify the accuracy of the same;
  2. b) when the treatment is illegal, and the user opposes the deletion of personal data and requests instead the limitation of its use;
  3. c) When the organization: no longer need personal data for the purposes of the treatment, but the user needs them for the formulation, exercise or defense of claims;
  4. d) when the user has opposed the treatment of the same, while verifying if the legitimate reasons of the responsible prevail over those of the interested party.

In certain circumstances and for reasons related to their situation, the interested parties may object to the processing of their data. The organization will stop treating the data, except for compelling legitimate reasons, or the exercise or defense of possible claims.

The data provided by the web user is based on consent, so that consent may be revoked at any time without retroactive effects.

To exercise any of these rights or to revoke consent you can do so by sending an email to info@quibus.es

Finally, we inform you that if we do not answer in time to any of your requests or you do not agree with our answer you can go to the Spanish Data Protection Agency and exercise a tutela of your rights.
Customers companies, public administration, auditors and underwriters

 

 

Additional Information:

 

As part of compliance with art. 13 and 14 of REGULATION (EU) 2016/679 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 27 April 2016 on the protection of natural persons regarding the processing of personal data and the free circulation of such data and whereby Directive 95/46 / EC (General Data Protection Regulation) is repealed, we detail the duty of information already mentioned in the main information:

1.- RESPONSIBLE FOR THE TREATMENT

 

The person responsible for the treatment is:

Financial Consulting Actuarial, S.L.P. from now on the organization.

CIF: B-61642906

Registered office: C / Baixada de Blanes, 3 – 08023 – Barcelona

Email address: info@quibus.es

 

2.- PURPOSE OF THE TREATMENT

 

In the organization we treat the information provided by clients to:

  1. Manage the contractual relationship consisting of the provision of the service:

 

– Actuarial, financial, economic and fiscal consultancy and advice.

– Issuance of actuarial opinions.

– Actuarial and financial valuations.

– Analysis of pension commitments, investments, premium rates and insurance fees.

– Actuarial function of the entity.

– Reviewer of the financial and solvency report of the entity.

– Study of mobilizations of funds of retirement insurance contracts and pension plans.

– Actuarial and financial calculations.

– Valuation in accordance with national and international accounting regulations.

– Writing of notes to the memory.

– Calculation of public Social Security benefits.

– Drafted modifications of foundations regulations, pension plans, insurance contracts and collective agreements.

– Calculations of compensation for negotiations with workers’ representatives to eliminate salary concepts or modify collective agreements.

– Improvement of methods and application of productivity incentives.

– Analysis and accounting determination of costs.

– Certification with or without interpretation of balances, entries, accounts, balances, review and verification of balance sheets and profit and loss accounts.

– Analysis and planning of investments.

– Technical assistance in relation to the Public Administration and Autonomous Bodies.

– Advice or representation of private interests in organizations of all kinds, when required by legal provision the presence of technicians in business or current economy.

 

  1. Carry out market studies and statistics.
  2. Manage possible incidents.
  3. Manage administrative procedures and communications that may arise from the contractual relationship.
  4. No profile will be generated about your browsing, so automated decisions will not be made based on it.
  5. Be able to carry out the accounting, fiscal and administrative management, derived from the service.

 

3.- TERM OF CONSERVATION

 

Personal data will be maintained while maintaining the link with the organization. At the end of the same, the personal data processed in each of the purposes will be maintained during the legally foreseen periods or during the term that a judge or court may require them, considering the limitation period for legal actions. In the absence of that legal term, until the interested party requests his revokes the consent granted.

4.- LEGITIMATION OF THE TREATMENT

 

The main legal basis for the processing of your data is the execution of the contract for the provision of services requested.

Only necessary and required information is requested to be able to provide the service. If they are not provided, the requested service may not be provided.

5.- RECIPIENTS OF ASSIGNMENTS OR TRANSFERS

 

No data transfers are planned.

We also inform you of the existence of Managers of Treatment, whose legitimacy of the treatment is the execution of the contract of the assignment and with which the due contract of access to data is signed by third parties. There is also due diligence when choosing only managers who offer enough guarantees to apply appropriate technical and organizational measures, so that the treatment complies with the requirements of the Regulation.

On the contrary, there are no international data transfers planned, neither by assignment nor by order of treatment.

6.- RIGHTS OF INTERESTED PERSONS

 

Clients have the right to access their personal data, as well as to obtain without undue delay from our party the rectification of inaccurate personal data that concerns them or by completing personal data that are incomplete, including through an additional declaration.

Likewise, we inform you that you can request the deletion of your data when, among other reasons:

  1. a) the personal data are no longer necessary in relation to the purposes for which they were collected or otherwise treated because the execution of the provision of services has ended.
  2. b) the client senses or has received information that the personal data have been treated illicitly;
  3. c) the personal data must be deleted for the fulfillment of a legal obligation established in the law of the Union or of the Member States that applies to the data controller;

In the following circumstances, you may request the limitation of the processing of your data:

  1. a) when the client challenges the accuracy of the personal data, during a period that allows the responsible to verify the accuracy of the same;
  2. b) when the treatment is illegal, and the customer opposes the deletion of personal data and requests instead the limitation of its use;
  3. c) When the organization: no longer need the personal data for the purposes of the treatment, but the client needs them for the formulation, exercise or defense of claims;

In certain circumstances and for reasons related to their situation, the interested parties may object to the processing of their data. The organization will stop treating the data, except for compelling legitimate reasons, or the exercise or defense of possible claims.

The data provided for advertising our services are based on consent, so that consent may be revoked at any time without retroactive effects or exercise a right of opposition to the processing of your data for these purposes.

To exercise any of these rights or to revoke consent you can do so by sending an email to info@quibus.es

Finally, we inform you that if we do not answer in time to any of your requests or you do not agree with our answer you can go to the Spanish Data Protection Agency and exercise a tutela of your rights.

 

Duty of Information RGPD

Private clients and lawyers

 

Additional Information:

As part of compliance with art. 13 and 14 of REGULATION (EU) 2016/679 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 27 April 2016 on the protection of natural persons about the processing of personal data and the free circulation of such data and whereby Directive 95/46 / EC (General Data Protection Regulation) is repealed, we detail the duty of information already mentioned in the main information:

1.- RESPONSIBLE FOR THE TREATMENT

The person responsible for the treatment is:

Financial Consulting Actuarial, S.L.P. from now on the organization.

CIF: B-61642906

Registered office: C / Baixada de Blanes, 3 – 08023 – Barcelona

Email address: info@quibus.es

 

2.- PURPOSE OF THE TREATMENT

In the organization we treat the information provided by clients to:

  1. Manage the contractual relationship consisting of the provision of the service:

 

– Actuarial, financial, economic and fiscal consultancy and advice.

– Issuance of actuarial opinions.

– Actuarial and financial valuations.

– Issuance of expert opinions on insurance and financial products.

– Calculation of public Social Security benefits.

– Calculation of indemnities scale of automobile traffic accidents.

– Technical assistance in relation to the Public Administration and Autonomous Bodies.

– Advice or representation of interests in organizations of all kinds, when required by legal provision the presence of technicians in the economy of the company or actuary.

 

  1. Carry out market studies and statistics.
  2. Manage possible incidents.
  3. Manage administrative procedures and communications that may arise from the contractual relationship.
  4. No profile will be generated about your browsing, so automated decisions will not be made based on it.
  5. Be able to carry out the accounting, fiscal and administrative management, derived from the service.

 

3.- TERM OF CONSERVATION

Personal data will be maintained while maintaining the link with the organization. At the end of the same, the personal data processed in each of the purposes will be maintained during the legally foreseen periods or during the term that a judge or court may require them, considering the limitation period for legal actions. In the absence of that legal term, until the interested party requests his revokes the consent granted.

4.- LEGITIMATION OF THE TREATMENT

The main legal basis for the processing of your data is the execution of the contract for the provision of services requested.

Only necessary and required information is requested to be able to provide the service. If they are not provided, the requested service may not be provided.

5.- RECIPIENTS OF ASSIGNMENTS OR TRANSFERS

No data transfers are planned.

We also inform you of the existence of Managers of Treatment, whose legitimacy of the treatment is the execution of the contract of the assignment and with which the due contract of access to data is signed by third parties. There is also due diligence when choosing only managers who offer enough guarantees to apply appropriate technical and organizational measures, so that the treatment complies with the requirements of the Regulation.

On the contrary, there are no international data transfers planned, neither by assignment nor by order of treatment.

6.- RIGHTS OF INTERESTED PERSONS

Clients have the right to access their personal data, as well as to obtain without undue delay from our party the rectification of inaccurate personal data that concerns them or by completing personal data that are incomplete, including through an additional declaration.

Likewise, we inform you that you can request the deletion of your data when, among other reasons:

  1. a) the personal data are no longer necessary in relation to the purposes for which they were collected or otherwise treated because the execution of the provision of services has ended.
  2. b) the client senses or has received information that the personal data have been treated illicitly;
  3. c) the personal data must be deleted for the fulfillment of a legal obligation established in the law of the Union or of the Member States that applies to the data controller;

In the following circumstances, you may request the limitation of the processing of your data:

  1. a) when the client challenges the accuracy of the personal data, during a period that allows the responsible to verify the accuracy of the same;
  2. b) when the treatment is illegal, and the customer opposes the deletion of personal data and requests instead the limitation of its use;
  3. c) When the organization: no longer need the personal data for the purposes of the treatment, but the client needs them for the formulation, exercise or defense of claims;

In certain circumstances and for reasons related to their situation, the interested parties may object to the processing of their data. The organization will stop treating the data, except for compelling legitimate reasons, or the exercise or defense of possible claims.

The data provided for advertising our services are based on consent, so that consent may be revoked at any time without retroactive effects or exercise a right of opposition to the processing of your data for these purposes.

To exercise any of these rights or to revoke consent you can do so by sending an email to info@quibus.es

Finally, we inform you that if we do not answer in time to any of your requests or you do not agree with our answer you can go to the Spanish Data Protection Agency and exercise a tutela of your rights.

 

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